Banks can be frustrating particularly so if you feel it's like you are walking in a dense fog, not knowing what is a safe direction to take or one that could end up in disaster.
To function with a clear mind you need absolute clarity when it comes to your funding facilities.
Look upon any covenants that the bank might now be enforcing as a wake-up call to start carrying out the real business processes that will help YOU run your business more EFFICIENTLY, like sales forecasts, monthly management accounts or cash flow projections.
This will not only give you back control of your business it will put you in a better footing with your bank, a true win-win situation all round!